Claims Examples

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Employment Practices Liability

The following claims examples provide common scenarios where a claim may occur under an employment practices liability policy.

Note: These Claims Examples are for illustrative purposes only. Please remember that only the insurance policy governs the coverage terms, conditions and exclusions.

Hostile Work Environment

Allegations were made by an employee that his employer had created a hostile work environment by failing to deal with bullying co-workers.


A senior employee, whose employment was terminated, sued several directors for defamation following the publication of an “all staff” memo describing the termination.


An organization was faced with a complaint brought under human rights legislation by an employee who alleged that she had been discriminated against based on her race, colour, ancestry and ethnicity.

Wrongful Termination

A senior executive’s employment was terminated after allegations of sexual harassment were made against him by another employee of the organization. The executive sued his former employer for wrongful termination.