Commercial General Liability

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CGL for Contractors

Victor's Commercial General Liability (CGL) insurance provides contractors with protection against a range of potential common claims, including bodily injury, property damage or personal injury. This coverage is available on a monoline basis for eligible construction contractors.


  • General contractors and subcontractors with annual receipts of $10,000,000 or more
  • Regardless of annual receipts, specialist contractors involved in more hazardous construction fields such as: blasting, shoring, underpinning, pile driving, major excavation/foundation works, construction of bridges, dams and tunnels
  • Project managers and consulting engineers (available for insureds who have their errors and omissions coverage with Victor)
  • Single project CGL coverage is available for most types of projects

Coverage Details

  • Policy Form – Occurrence
  • Policy Period – Annual policies or multi-year policies (for single projects)
  • Capacity – Limits up to $10,000,000 for coverage on an annual basis. Limits up to $25,000,000 for coverage on a project-specific basis
  • Minimum premium – $7,500 per policy
  • Territory – Projects in Canada only

Submission Requirements

  • Corporate brochure of the applicant (optional)