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Victor’s Crime Insurance provides valuable protection against workplace fraud and theft. The coverage can be purchased in 2 different ways:
- Commercial Crime Insurance Stand-alone Policy – Available to all eligible organizations
- Commercial Crime Insurance Endorsement – Available as an attachment to existing Victor D&O products
Eligibility
The following list provides a sample of the classes of business that Victor insures.
- Retail operations, including grocers, supermarkets, specialty stores, department stores
- Restaurants (all types, multi-location)
- Hospitality risks (hotel/motel)
- Inventory-intensive risks (all types)
- Entertainment risks, including theatres, bowling alleys
- Distribution/wholesale operations
- Manufacturing risks
- Government agencies (city, province, local agencies of all types)
- Not-for-profit entities
- Oil and gas, mining
- Technology
- Forestry
- Professional services
- Agriculture
- Media
- Contractors
Coverage Details
- Policy Form – Occurrence
- Capacity – Limits vary depending on the size and scope of the risk
- Minimum premium – $1,000
- Territory – Worldwide
Policy Features
- Blanket coverage for all full-time and part-time employees
- Temporary personnel covered while providing services, at the direction of the insured, on the insured’s premises
- Coverage for employee welfare and benefit plans
- No arrest and convict clause
- Computer fraud coverage available
- Funds transfer fraud coverage available
Submission Requirements
- A completed Victor Commercial Crime Insurance application form
- Attachments as indicated on the application form