Errors & Omissions Insurance

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Associations & Affinity Groups

Victor offers specialized Errors and Omissions (E&O) insurance programs for professional associations and affinity groups in medical, legal, financial, construction and other miscellaneous industries. We tailor our professional liability insurance to meet the specific needs of associations and groups that range in size from 10 to thousands of members. Our comprehensive coverage protects associations and groups, and their members, against allegations of errors, omissions and negligent acts.


  • National and provincial associations
  • Affinity groups for individual professionals

Coverage Details

  • Policy Form – Claims-made and reported
  • Policy Period – Annual and multi-year policies
  • Capacity – Limits up to $5,000,000 per member
  • Territory – Coverage for claims made anywhere in the world, with duty to defend in Canada and the United States of America

Policy Features

Individual members are offered:
  • Two levels of participation: voluntary or mandatory
  • Multiple limit options
  • Affordable premiums
  • Ongoing access to current industry information
  • Loss of earnings coverage for an insured when requested to attend discoveries, mediation and/ or trial as part of the defence of a claim (subject to applicable sublimit)

Submission Requirements