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Legal Professionals
Victor’s Errors and Omissions (E&O) insurance provides valuable protection for legal professionals against allegations of errors, omissions and negligent acts.
Eligibility
The following provides examples of a few of the legal professions eligible for Victor’s E&O insurance:
- Adjudicators/Arbitrators
- Bailiffs
- Court reporters
- Lawyers
- Mediators
- Paralegals
- Patent and trademark agents
- Registry offices
- Process servers
- Title searchers
Coverage Details
- Policy Form – Claims-made and reported
- Policy Period – Annual and multi-year policies
- Capacity – Limits up to $5,000,000 with many attractive deductible options (higher limits also available upon request)
- Territory – Coverage for claims made anywhere in the world, with duty to defend in Canada and the United States of America*
* With the exception of Excess E&O Insurance for Lawyers
Policy Features
- Lawyers: Coverage applies directly in excess of provincial law society or the Professional Liability Insurance Fund of the Barreau du Québec
- Coverage for predecessor firms
- Loss of earnings coverage for an insured when requested to attend discoveries, mediation and/ or trial as part of the defence of a claim (subject to applicable sublimit)*
Additional Policy Feature for Small Firms *
- Coverage is available for small firms with annual revenues of less than $2,000,000 that are claims free.
- Maximum limit of $2,000,000
- Defence costs are excess of the limit
- Zero dollar deductible
* With the exception of Excess E&O Insurance for Lawyers
Submission Requirements
- A completed profession-specific Victor E&O application form (see list below) or a completed generic Victor Errors and Omissions Insurance application form