Commercial Property Insurance

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Commercial Property insurance protects a business’ most valuable physical assets—such as buildings, equipment and computers—against loss or damage from a range of causes, including theft, fire or vandalism. With Victor’s Commercial Property Insurance, business owners are also covered for business interruption in the event of a claim, as well as losses due to equipment breakdown and crime.


Our Commercial Property Insurance is available to complement Commercial General Liability risks with Victor.

Target Classes

  • Manufacturers and suppliers
  • Contractors
  • Retailers and wholesalers
  • Business services
  • Camps and daycares
  • Communications and telecommunications
  • Educational institutions
  • Technology

Coverage Details

  • Capacity – Limits up to $5,000,000 any one location
  • Minimum premium of $1,500
  • Territory – Coverage for premises located in Canada

Policy Features

  • Replacement cost coverage
  • Building, equipment and office contents
  • Business interruption
  • Contractor’s equipment
  • Equipment breakdown
  • Crime
  • Claims management and financial capacity provided by Arch Insurance Canada Ltd., an ‘A+’ rated insurer (A.M. Best and S&P)

Submission Requirements