Retiree Benefits

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Individual Travel Insurance Plans are temporarily unavailable in response to the COVID-19 pandemic and the government advising Canadians not to travel. Please be sure to check back for an update when you are planning to travel.

Individual Travel Insurance

Whenever you travel, it’s important to ensure you have the protection you need if you are faced with an unexpected illness or injury. Travel insurance with comprehensive emergency medical coverage should always be on your checklist when planning your next trip out-of-province or out-of-country. If you have not enrolled in the Victor Annual Travel Insurance Plan, consider one of the many other single and multi-trip travel insurance options offered through our Victor Travel Insurance Program.

Did you know?

  • Accidents and medical emergencies can be very costly, and your provincial health plan may only cover a fraction of the cost outside your home province.
  • With Victor, you can choose from a wide range of travel insurance options at reasonable rates, through Travel Insurance underwritten by Royal & Sun Alliance Insurance Company of Canada.  
  • Enrollment in other Victor plans is not required in order to be eligible for coverage.

Flexible Travel Plans

  • Available to ages 15 days and older, no maximum age limit
  • Medical Multi-Trip Annual Plan – coverage for multiple trips throughout a year
  • Medical Single Trip  Plan – coverage for a specific trip
  • 60-79 Vacation Plan – coverage for a single trip of up to 30 days for ages 60 to 79, no medical questionnaire required¹
  • Canada Plan – coverage for a single trip within Canada (outside of your home province), no medical questionnaire required
  • Medical Underwriting Plan – coverage specific to your medical history
  • Top Ups or extensions available²
  • Flexible deductible options – available for plans requiring a medical questionnaire
Benefits under this Insurance Coverage³

Here is a chart showing some of the Emergency Medical Travel Insurance benefits:

Coverage to a maximum of $5 million CAD (certain benefit limits apply)


Emergency Air Transportation

Hospital Accommodation and Physician Fees

Escort of Dependent Children and Grandchildren

Paramedical Services

Transportation to Bedside

Private Duty Nursing

Return of Insured Travel Companion

Ambulance Services

Treatment of Dental Accidents and Emergency Relief of Dental Pain

Prescription Drugs (Up to a 30-day supply)

Out-of-Pocket Expenses (such as meals and accommodation)

Medical Appliances

Vehicle Return

Preparation and Return of Remains

With Victor's Travel Insurance Program, through Travel Insurance underwritten by Royal & Sun Alliance Insurance Company of Canada, you can travel with confidence, knowing that help is just a phone call away.

View a quotation or purchase your travel insurance online by completing this online application.

PLEASE NOTE: If you reside in Quebec, please call 1-888-772-9348 to get a quote and/or purchase a policy.

To speak with a travel insurance specialist:

Call toll free: 1-877-832-6025

This information found on this webpage is intended for promotional purposes and is not an insurance policy. It is not an offer of insurance. It contains some information about coverages offered by Royal & Sun Alliance Insurance Company of Canada but it does not list all of the conditions and exclusions that apply to the described coverages. The actual wording of the policy governs all situations. The products described are subject to change without notice at any time.

This Travel Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada and administered in some provinces by RSA Travel Insurance Inc. operating as RSA Travel Insurance Agency Inc. in British Columbia. RSA is a registered tradename of Royal & Sun Alliance Insurance Company of Canada. RSA Travel Insurance Inc. is a part of the RSA group of companies.

1 Pre-existing medical conditions may need to be stable for a certain period of time in order to be eligible for coverage under this insurance, even when no medical questionnaire is required.

2 Your additional coverage must be purchased prior to departure from Canada unless topping up a travel insurance policy underwritten by Royal & Sun Alliance Insurance Company of Canada. When topping up another insurer’s plan, it is your responsibility to ensure that your initial travel insurance contract allows a top up of its coverage

3 Certain conditions, limitations and exclusions may apply.